Advisory Board

Since 2008 President of Polish Organization of Commerce and Distribution which associate the biggest international retail and wholesale companies in Poland. 2000 till 2017 Director of the METRO AG Representative Office in Poland representing METRO AG companies Makro C&C, Real and Media Saturn Holding towards state authorities, NGO’s and industry associations. Vice President of Employer’s Confederation Lewiatan. Vice President of the European trade association EuroCommerce in Brussels.
Since 2012 Chairman of the Central Eastern Europe Council, representing modern distribution channel of the CEE region towards EU institutions.

Michał Pieprzny – CEO Poland. Expert in customer value building in B2C and B2B markets. He has an extensive experience in designing and improving business cooperation models, as well as in developing and implementing sales stimulation programs, optimizing product portfolio and company operational effectiveness.
Prior to joining PAYBACK, Michał worked at McKinsey & Company, supporting company boards of multiple companies in Central and Eastern Europe. He also worked for Avon Cosmetics where he was co-responsible for the company’s strategy on 23 markets in Central and Eastern Europe.

Founder and CEO of Answear.com, since 2011. Answear.com is a leading fashion ecommerce, currently operating in Poland, Ukraine, Czech Republic, Slovakia, Romania and Hungary. Simultaneously, he’s holding the position of President of the Board Management at ‘Brandbq’ Co. Ltd. – owner of the fashion brand Medicine.

His story with fashion has its beginnings in 1992 when he cofounded “Artman”, launching two fashion brands during the next years: HOUSE and MOHITO. As the President of the Board Management at “Artman”, he was responsible for areas related to strategic management, marketing, brand and product creation, locating production in the countries of South East Asia. Together with his business partners, he led the company to IPO in 2004 and finally sold the company to ‘LPP’ S.A.

Additional information:

• Graduated from Master of Environmental Engineering and Land Reclamation Faculty at Agricultural University in Cracow.

• Graduated from development program management skills Management 2008, Harvard Business School.

• Stock market investor,
• Member of Investment Committee in GD&K Group
• Interested in: e-commerce, strategic marketing, branding.
• Hobby; sport, travel, politics.

An oceanographer by profession, a diver and a sailor by passion. She combined her passion for the oceans with her work. For over 13 years, she leads projects aimed at safeguarding the sea and ocean resources. Organizer and participant of many research and educational cruises. Author of the WWF Blue Patrol project: a network of 200 volunteers who patrol the Polish coast, gathering information on seals and porpoises washed up on the shore. For 7 years, she promotes sustainable fishery as the MSC Program Director, Poland and Central Europe. 

MSC mission is to use our certification program to contribute to the health of the world’s oceans. Together with our partners – fishers, processors, retailers, producers, restaurants and others who care for marine wildlife and enjoy wild-caught seafood, MSC promotes responsibly sourced seafood, by creating sustainable fish market and supporting sustainable fishing practices. 

Since 2015 she has been acting as the president of IPF Polska the owner of the brand hapipożyczki. At present she is responsible for sales and marketing on 8 markets of IPF Digital: Mexico, Australia and 6 European markets. She is an expert with a broad experience on the financial market both in banking services as well as in fintech sector. For the last 19 years she has been holding executive positions in international companies conducting business activity in our country. She is a specialist in sales, marketing, E-commerce, CRM and product management. She gained her professional experience in Deutsche Bank PBC S. A., UPC, Vivus Finance and Vanquis Bank. She is a graduate of the German Microeconomics faculty at the Technical University of Osnabruck and Higher School of Insurance and Banking in Warsaw, faculties: banking and life insurance.

Agnieszka Kubera is Managing Director responsible for Products Operating Group in Poland. (In her role) She manages a team of top-class experts specializing in the strategic, business and technology consulting in the areas of consumer goods and services; retail; air, freight and travel; automotive; industrial equipment; infrastructure and transportation and life sciences industries. Agnieszka Kubera holds number of client account lead positions for flagship Accenture clients in Poland and Europe.

Graduate of Warsaw School of Insurance and Banking (now Vistula University).
His career began in 2001 with KPMG consultancy, where for five years he managed an array of projects for financial institutions, including in the scope of internal processes optimization and profitability improvement. In 2006 he took over as credit card portfolio manager at Polbank EFG, with responsibilities covering partnership programmes and increase in credit card portfolio profitability.
With Visa since March 2011, Adrian Kurowski ran for three years a consulting practice for Central Eastern Europe, having carried out many projects focused on implementing new product strategies and optimizing card portfolio management in Poland, Czech Republic, Slovakia and Hungary.
As from October 2014, he is Country Manager for Poland, Visa.

Managing Director Retail & Omnichannel at The Heart responsible for new digital ventures and projects dedicated for the retail sector. He has been working in trade and marketing for 20 years. Previously, he was a Member of the Management Board at Carrefour Poland, where he was responsible for marketing strategy, digital transformation and the synergy between all the sales channels within Carrefour’s omnichannel environment, as well as for the creation and implementation of innovative technological solutions on the Polish market.

Graduated of Faculty of Automatic Control, Electronics and Computer Science, on Silesian University of Technology, Institute of Electronics, specialization: computer control systems.
For 14 years he has gained experience in implementations and planning controlling systems, for such clients as VW, GM, Daimler and Siemens.
He worked as technical consultant during construction of VW factory in Poznań.
He was responsible for standardizations and optimization of the manufacturing process in the factory.
Currently he is CEO in APA Sp. z o.o. and APA Innovative Sp. z o.o.
He is also a member of Program Board of Electric Department on Silesian Technical University.